Renter Risk Score Guide

SSN is required for pulling Renter Risk Score. If you try to pull this score for a consumer who was registered without SSN, you will get a 9018 error:

{
    "success": false,
    "error": {
        "Code": "9018",
        "Message": "ssn is required when requesting Credit Profile plus RentPredict Score",
        "Status": 422,
        "FieldErrors": null
    },
    "transactionId": null,
    "CreditProfile": null
}

Onboarding

This new product is available without any special configuration.

Samples

Renter Risk report pull

curl -X POST -u "user:pass"  "https://demo-api-connect.experian.com/connectapi/v3/report" -d "productId=33&consumerToken=NjMyNmM3NjgtN2Q0OC00ZjI4LWIzYTUtY2VkYWM1MjI3M2Zm&purposeType=7""

{"success":true,"error":null,"transactionId":"1038348","dateCreated":"03/19/2019 11:23:14","CreditProfile":{"Header":{"ReportDate":"03/19/2019","ReportTime":"11:23:07 AM CT"},"ConsumerIdentity":[{"Name":{"Type":{"desc":null,"code":null},"Surname":"BONAR","First":"ALICE","Middle":"A"}}],"AddressInformation":[{"FirstReportedDate":"02/13/2016","LastUpdatedDate":"07/03/2018","Origination":{"desc":"Update","code":"2"},"TimesReported":"0","LastReportingSubcode":"1008000","DwellingType":{"desc":"Single-family dwelling","code":"S"},"HomeOwnership":{"desc":"Single-family dwelling","code":null},"StreetPrefix":null,"StreetName":"332 CHASE PLANTATION CIR","StreetSuffix":null,"City":"BIRMINGHAM","State":"AL","Zip":"35244","CensusGeoCode":null,"CountyCode":null},{"FirstReportedDate":"02/28/2014","LastUpdatedDate":"02/28/2014","Origination":{"desc":"Update","code":"1"},"TimesReported":"0","LastReportingSubcode":null,"DwellingType":{"desc":"Single-family dwelling","code":"S"},"HomeOwnership":{"desc":"Single-family dwelling","code":null},"StreetPrefix":null,"StreetName":"360 HAMBRIDGE CT","StreetSuffix":null,"City":"LAWRENCEVILLE","State":"GA","Zip":"30043","CensusGeoCode":null,"CountyCode":null},{"FirstReportedDate":"12/23/2018","LastUpdatedDate":"12/23/2018","Origination":{"desc":"Inquiry","code":"6"},"TimesReported":"0","LastReportingSubcode":null,"DwellingType":{"desc":"Apartment complex","code":"A"},"HomeOwnership":{"desc":"Apartment complex","code":null},"StreetPrefix":null,"StreetName":"4440 SATURN RD APT 157","StreetSuffix":null,"City":"GARLAND","State":"TX","Zip":"75041","CensusGeoCode":null,"CountyCode":null}],"EmploymentInformation":[{"FirstReportedDate":"07/2006","LastUpdatedDate":null,"Origination":{"desc":"Inquiry","code":"2"},"Name":"CLAYTON COUNTY WATER","AddressFirstLine":"1600 BATTLE CREEK ROAD","AddressSecondLine":"MORROW GA 30260","AddressExtraLine":null,"Zip":"30260"}],"PublicRecord":[{"Status":{"desc":"Bankruptcy chapter 13-dismissed","code":"16"},"StatusDate":"03/21/2018","FilingDate":"03/05/2016","Evaluation":{"desc":"Negative","code":"N"},"Amount":null,"ConsumerComment":null,"Court":{"desc":"US BKPT CT GA ATLANTA","code":"1008000"},"ReferenceNumber":"9563325","PlaintiffName":null,"DisputeFlag":null,"ECOA":{"desc":"Individual","code":"1"},"Bankruptcy":{"Type":{"desc":null,"code":null},"AssetAmount":"$0","LiabilitiesAmount":"$0","RepaymentPercent":null,"AdjustmentPercent":null},"BookPageSequence":null},{"Status":{"desc":"Bankruptcy Chapter 13-petition filed","code":"13"},"StatusDate":"02/26/2014","FilingDate":"02/26/2014","Evaluation":{"desc":"Negative","code":"N"},"Amount":"UNK","ConsumerComment":null,"Court":{"desc":"US BKPT CT GA ATLANTA","code":"1008000"},"ReferenceNumber":"9366081","PlaintiffName":null,"DisputeFlag":null,"ECOA":{"desc":null,"code":null},"Bankruptcy":{"Type":{"desc":null,"code":null},"AssetAmount":"$0","LiabilitiesAmount":"UNK","RepaymentPercent":null,"AdjustmentPercent":null},"BookPageSequence":null}],"Inquiry":[{"Date":"12/23/2018","Amount":"UNK","Type":{"desc":"Unknown - Credit Extension, Review, Or Collection","code":"31"},"Terms":{"desc":null,"code":"N/A"},"Subcode":"0600023","KOB":{"desc":"Automobile Financing Company","code":"FA"},"SubscriberDisplayName":"DT CREDIT"},{"Date":"10/23/2018","Amount":"UNK","Type":{"desc":"Real Estate Specific Type Unknown","code":"08"},"Terms":{"desc":null,"code":"N/A"},"Subcode":"1973267","KOB":{"desc":"Mortgage Reporters","code":"FR"},"SubscriberDisplayName":"EQUIFAX-LANDAM"},{"Date":"06/11/2018","Amount":"UNK","Type":{"desc":"Real Estate Specific Type Unknown","code":"08"},"Terms":{"desc":null,"code":"N/A"},"Subcode":"0980268","KOB":{"desc":"Mortgage Reporters","code":"FR"},"SubscriberDisplayName":"SOUTHERN MORTGAGE RPTN"},{"Date":"08/15/2017","Amount":"UNK","Type":{"desc":"Automated Mortgage Report","code":"86"},"Terms":{"desc":null,"code":"N/A"},"Subcode":"2951118","KOB":{"desc":null,"code":null},"SubscriberDisplayName":"SERVICE & PROF"}],"TradeLine":[{"SpecialComment":{"desc":"ACCOUNT TRANSFERRED TO ANOTHER LENDER","code":"31"},"Evaluation":{"desc":"Closer review is required","code":"N"},"OpenDate":"06/22/2015","StatusDate":"09/01/2016","MaxDelinquencyDate":null,"AccountType":{"desc":"Fha Real Estate Loan","code":"19"},"TermsDuration":{"desc":"31 Year","code":"372"},"ECOA":{"desc":"Individual","code":"1"},"Amount":[{"Qualifier":{"desc":"Original","code":"O"},"Value":"$55,500"}],"BalanceDate":"09/28/2016","BalanceAmount":"$0","Status":{"desc":"Transferred","code":"05"},"AmountPastDue":null,"OpenOrClosed":{"desc":"Closed","code":"C"},"RevolvingOrInstallment":{"desc":"Installment","code":"I"},"ConsumerComment":"Transferred to another lender","AccountNumber":"","MonthsHistory":"12","DelinquenciesOver30Days":"2","DelinquenciesOver60Days":"1","DelinquenciesOver90Days":"3","DerogCounter":"0","PaymentProfile":"B54321C1CCCC","MonthlyPaymentAmount":null,"MonthlyPaymentType":null,"LastPaymentDate":null,"Subcode":"3997547","KOB":{"desc":null,"code":null},"SubscriberDisplayName":"SERVICE & PROF","EnhancedPaymentData":{"InitialPaymentLevelDate":"09/01/2016","AccountCondition":{"desc":"Transferred","code":"05"},"PaymentStatus":{"desc":"150 days past due","code":"83"},"AccountType":{"desc":"Fha Real Estate Loan","code":"19"},"SpecialComment":{"desc":"ACCOUNT TRANSFERRED TO ANOTHER LENDER","code":"31"}},"MaxPayment":null,"FirstDelinquencyDate":"08/01/2016","SecondDelinquencyDate":"07/01/2016"},{"SpecialComment":{"desc":null,"code":null},"Evaluation":{"desc":"Closer review is required","code":"N"},"OpenDate":"06/22/2015","StatusDate":"04/01/2017","MaxDelinquencyDate":null,"AccountType":{"desc":"Conventional Real Estate Loan, Including Purchase Money First","code":"26"},"TermsDuration":{"desc":"30 Year","code":"360"},"ECOA":{"desc":"Individual","code":"1"},"Amount":[{"Qualifier":{"desc":"Original","code":"O"},"Value":"$55,500"}],"BalanceDate":"08/04/2017","BalanceAmount":"$55,259","Status":{"desc":"180 days past due","code":"84"},"AmountPastDue":"$6,583","OpenOrClosed":{"desc":"Open","code":"O"},"RevolvingOrInstallment":{"desc":"Installment","code":"I"},"ConsumerComment":null,"AccountNumber":"","MonthsHistory":"5","DelinquenciesOver30Days":"0","DelinquenciesOver60Days":"0","DelinquenciesOver90Days":"5","DerogCounter":"0","PaymentProfile":"66666","MonthlyPaymentAmount":"$506","MonthlyPaymentType":"Scheduled Term","LastPaymentDate":"06/01/2016","Subcode":"3828437","KOB":{"desc":"Savings And Loan Companies","code":"FS"},"SubscriberDisplayName":"FIRST NATIONWIDE MTG","EnhancedPaymentData":{"InitialPaymentLevelDate":"04/01/2017","AccountCondition":{"desc":"Open","code":"A1"},"PaymentStatus":{"desc":"180 days past due","code":"84"},"AccountType":{"desc":"Conventional Real Estate Loan, Including Purchase Money First","code":"26"},"SpecialComment":{"desc":null,"code":null}},"MaxPayment":null,"FirstDelinquencyDate":"08/01/2017","SecondDelinquencyDate":"07/01/2017"},{"SpecialComment":{"desc":null,"code":null},"Evaluation":{"desc":"Closer review is required","code":"N"},"OpenDate":"06/22/2015","StatusDate":"03/01/2016","MaxDelinquencyDate":null,"AccountType":{"desc":"Fha Real Estate Loan","code":"19"},"TermsDuration":{"desc":"30 Year","code":"360"},"ECOA":{"desc":"Individual","code":"1"},"Amount":[{"Qualifier":{"desc":"Original","code":"O"},"Value":"$55,500"}],"BalanceDate":"03/28/2016","BalanceAmount":"$0","Status":{"desc":"90 days past due","code":"80"},"AmountPastDue":null,"OpenOrClosed":{"desc":"Open","code":"O"},"RevolvingOrInstallment":{"desc":"Installment","code":"I"},"ConsumerComment":null,"AccountNumber":"","MonthsHistory":"6","DelinquenciesOver30Days":"0","DelinquenciesOver60Days":"1","DelinquenciesOver90Days":"1","DerogCounter":"0","PaymentProfile":"32","MonthlyPaymentAmount":null,"MonthlyPaymentType":null,"LastPaymentDate":null,"Subcode":"3997547","KOB":{"desc":null,"code":null},"SubscriberDisplayName":"SERVICE & PROF","EnhancedPaymentData":{"InitialPaymentLevelDate":"03/01/2016","AccountCondition":{"desc":"Open","code":"A1"},"PaymentStatus":{"desc":"90 days past due","code":"80"},"AccountType":{"desc":"Fha Real Estate Loan","code":"19"},"SpecialComment":{"desc":null,"code":null}},"MaxPayment":null,"FirstDelinquencyDate":"03/01/2016","SecondDelinquencyDate":"02/01/2016"},{"SpecialComment":{"desc":null,"code":null},"Evaluation":{"desc":"Closer review is required","code":"N"},"OpenDate":null,"StatusDate":"11/01/2016","MaxDelinquencyDate":null,"AccountType":{"desc":"Collection Department/Agency/Attorney","code":"48"},"TermsDuration":{"desc":"1 Month","code":"001"},"ECOA":{"desc":"Individual","code":"1"},"Amount":[{"Qualifier":{"desc":"Original","code":"O"},"Value":"$92"},{"Qualifier":{"desc":"High balance","code":"H"},"Value":"$92"}],"BalanceDate":"11/27/2016","BalanceAmount":"$50","Status":{"desc":"Seriously past due","code":"93"},"AmountPastDue":"$50","OpenOrClosed":{"desc":"Closed","code":"C"},"RevolvingOrInstallment":{"desc":"Installment","code":"I"},"ConsumerComment":null,"AccountNumber":"","MonthsHistory":"1","DelinquenciesOver30Days":"0","DelinquenciesOver60Days":"0","DelinquenciesOver90Days":"0","DerogCounter":"1","PaymentProfile":"9","MonthlyPaymentAmount":null,"MonthlyPaymentType":"Estimated","LastPaymentDate":"03/01/2016","Subcode":"1940494","KOB":{"desc":"Gas Company, Natural And Bottled","code":"UG"},"SubscriberDisplayName":"ATLANTA GAS LIGHT CO","EnhancedPaymentData":{"InitialPaymentLevelDate":"11/01/2016","AccountCondition":{"desc":null,"code":null},"PaymentStatus":{"desc":"Seriously past due","code":"93"},"AccountType":{"desc":"Collection Department/Agency/Attorney","code":"48"},"SpecialComment":{"desc":null,"code":null}},"MaxPayment":null,"FirstDelinquencyDate":"11/01/2016","SecondDelinquencyDate":null}],"RiskModel":[{"positiveScoreFactorCodeOne":null,"positiveScoreFactorCodeTwo":null,"positiveScoreFactorCodeThree":null,"positiveScoreFactorCodeFour":null,"ModelIndicator":{"desc":"Renter Risk Score","code":"RP"},"Score":"513","ScoreFactorCodeOne":"11","ScoreFactorCodeTwo":"99","ScoreFactorCodeThree":"17","ScoreFactorCodeFour":"26","ScoreFactorCodeFive":null,"Evaluation":{"desc":"Positive number","code":"P"}},{"positiveScoreFactorCodeOne":"P49","positiveScoreFactorCodeTwo":"P95","positiveScoreFactorCodeThree":"P88","positiveScoreFactorCodeFour":"P14","ModelIndicator":{"desc":"Vantage Score 3.0","code":"V3"},"Score":"538","ScoreFactorCodeOne":"98","ScoreFactorCodeTwo":"08","ScoreFactorCodeThree":"15","ScoreFactorCodeFour":"21","ScoreFactorCodeFive":"84","Evaluation":{"desc":null,"code":null}}],"ConsumerAssistanceReferralAddress":{"OfficeName":"EXPERIAN","StreetName":"701 EXPERIAN PARKWAY","POBox":"PO BOX 2002","CityStateZip":"ALLEN, TX 75013","Phone":"(888) 397-3742"},"ProfileSummary":{"DisputedAccountsExcluded":0,"DelinquenciesOver30Days":0,"DelinquenciesOver60Days":0,"DelinquenciesOver90Days":0,"DerogCounter":0,"PublicRecordsCount":0,"TotalInquiries":0,"MonthlyPaymentPartialFlagDesc":null,"InquiriesDuringLast6Months":0,"NowDelinquentDerog":0,"RealEstatePaymentPartialFlagDesc":null,"TotalTradeItems":0,"WasDelinquentDerog":0,"RevolvingAvailablePartialFlagDesc":null,"PaidAccounts":0,"hasProfileSummary":false,"InstallmentBalance":null,"MonthlyPayment":null,"PastDueAmount":null,"RealEstateBalance":null,"RealEstatePayment":null,"RevolvingBalance":null,"RevolvingAvailablePercent":null,"OldestTradeOpenDate":null,"Y2KOldestTradeline":null,"SatisfactoryAccount":0},"Statement":null,"InformationalMessage":[{"MessageNumber":"84","MessageText":"0084 SSN MATCHES"},{"MessageNumber":"57","MessageText":"0335 RP58THE NUMBER OF INQUIRIES WAS ALSO A FACTOR, BUT EFFECT WAS NOT SIGNIFICANT"}]}}
									

Renter Risk report pull - Missing SSN

curl -X POST -u "user:pass" "https://demo-api-connect.experian.com/connectapi/v3/report" -d "productId=33&consumerToken=MDIyZTZhNmQtNTkzMS00MWFjLWFhYTAtMTlkMmFmMGEzMmJk&purposeType=7"

{"success":false,"error":{"Code":"9018","Message":"ssn is required when requesting Credit Profile plus RentPredict Score","Status":422,"FieldErrors":null},"transactionId":null,"CreditProfile":null}